What is Card Testing Fraud?

Card testing fraud, also known as 'test purchases,' is a method used by fraudsters to determine if a stolen credit card is active and has enough available credit. By making small purchases, they can verify the card's validity before engaging in larger-scale fraudulent activities.

How to Detect Card Testing Fraud

• Multiple Small Transactions: Keep an eye out for a series of small purchases made within a short period.
• Geographic Discrepancies: Transactions from unfamiliar locations or countries may indicate fraud.
• Unauthorized Account Activity: Monitor your account for any unrecognized activity.

Preventing Card Testing Fraud

• Use Fraud Alerts: Enable alerts for any unusual activity on your card.
• Secure Your Information: Keep your personal and financial information secure to prevent unauthorized access.
• Monitor Transactions: Regularly check your credit card statements for any discrepancies.